When borrowing for the cost of education, there are a variety of loan options to consider. The following information describes the options available for undergraduate and graduate students and provides links for completing the necessary documentation.
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Undergraduate听
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Direct Subsidized and Unsubsidized Loans
These are loans available to students from the U.S. Department of Education. A FAFSA must be filed at听听to qualify for Direct Subsidized and Unsubsidized Loans. If a FAFSA is filed, these loans will automatically be added to a student's financial aid award package based on eligibility per federal regulations.听
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To learn more, visit听.
- To receive this funding, complete the following steps:
- Accept the loans funds in听听on the Financial Aid Dashboard under 鈥淎ward Offer鈥
- Complete a Master Promissory Note (MPN) at听. Log in using your FSA ID
- Complete Loan Entrance Counseling at听. Log in using your FSA ID
Both the entrance counseling and MPN are only completed when borrowing Direct Loans for the first time and do not need to be completed again in subsequent years.
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Direct Parent PLUS Loans
These are loans that a parent (or step-parent) can borrow on behalf of their student. A FAFSA must be filed at听听in order to borrow a Direct Parent PLUS Loan.听
- To learn more, visit听.
- To apply, visit听. You will use your parent FSA ID to log in. Once the application is complete you will also need to complete a Master Promissory Note at听, selecting 鈥淚鈥檓 a Parent of an Undergraduate Student鈥
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Private Student Loans
These loans are offered through private lenders. Private loans are听in the student鈥檚 name, but typically require a cosigner and a credit check of the cosigner to determine eligibility.听
Visit听听to view听葫芦影业鈥檚 preferred lender list. We work with all private loan lenders. If you choose to work with a lender that is not listed, please notify us so we听may process your loan promptly.
To learn more about how we selected the lenders for our preferred lender list .听
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Private Parent听Loans
Private parent loans are offered through private lenders. These are private loans that a parent or sponsor can borrow on behalf of a student and a credit check is used to determine eligibility.听
Visit听听to view 葫芦影业鈥檚 preferred lender list. You are not limited to the lenders listed. We work with all private loan lenders.听
To learn more about how we selected the lenders for our preferred lender list .听
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Graduate Students
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Direct Unsubsidized Loans
These are loans available to students from the U.S. Department of Education. A FAFSA must be filed at听听to qualify for Direct Unsubsidized Loans. If a FAFSA is filed, these loans will automatically be added to a student's financial aid award package based on eligibility per federal regulations.听
- To learn more, visit听.
- To receive this funding, complete the following steps:
- Accept the loans funds in听听on the Financial Aid Dashboard under 鈥淎ward Offer鈥
- Complete a Master Promissory Note (MPN) at听. Log in using your FSA ID
- Complete Loan Entrance Counseling at听. Log in using your FSA ID and select that you are a Graduate or Professional Student.
Both the entrance counseling and MPN are only completed when borrowing Direct Loans for the first time and do not need to be completed again in subsequent years.
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Direct Grad PLUS LoansThese are loans that a graduate student can borrow to assist with educational expenses.听A FAFSA must be filed at听听in order to borrow a Direct Grad听PLUS Loan.
- To learn more, visit听
- To apply for this funding, complete the following steps:
- 听at my.onu.edu. If you do not yet have an 葫芦影业 email account, please contact the financial aid office to apply.
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- Complete a Master Promissory Note (MPN) for the Grad Plus Loan at听. Log in using your FSA ID
- Complete Loan Entrance Counseling at听. Log in using your FSA ID and select that you are a Graduate or Professional Student. If you have already completed this counseling for your Direct Unsubsidized Loan it does not need to be repeated.
听
Private Student Loans
These loans are offered through private lenders. Private loans are in the student鈥檚 name, but often require a cosigner and a credit check of the cosigner to determine eligibility.
These loans are offered through private lenders. Private loans are听in the student鈥檚 name, but require a cosigner and a credit check of the cosigner to determine eligibility.听
Visit ELMSelect听to view a list of lenders used most frequently by our graduate students (,听, or听).听You are not limited to the lenders listed. We work with all private loan lenders.
To learn more about how we selected the lenders for our preferred lender list .听
